Get paid like a local. Hold digital dollars. Pay anyone, anywhere.
Local account details in USD, EUR, GBP, MXN, BRL and COP. Keep your balance in currency or in digital dollars — USDC and USDT. Pay people and businesses in their local currency.
IllustrativeDigital dollars
8,284.7012,480.5011,477.30USDC+4,195.80
Getting paid
- Client in the United StatesACH · USD 4,200.00+4,195.80Completed
- Customer in MexicoSPEI · MXN 38,000.00+2,098.40Completed
- Client in GermanySEPA · EUR 2,750.00+2,955.10Completed
- Client in the United KingdomFaster Payments · GBP 1,500.00+1,986.30Completed
Receive, hold, convert, pay.
Four actions that turn money from anywhere into money you can use everywhere.
Receive
Local account details in USD, EUR, GBP, MXN, BRL and COP, or a stablecoin deposit address.
Hold
Currency balances, or digital dollars — USDC and USDT — that you can move worldwide in minutes.
Convert
See the rate, fee and amount you receive before you confirm.
Pay
Pay suppliers, contractors and family in local currency, or withdraw to your own bank account or wallet.
Get paid like a local, wherever your clients are.
Share local account details with clients in the US, Europe, the UK and Latin America. They pay the way they already do; you receive digital dollars or keep the currency.
- United StatesUSD by ACH and wire
- Europe and the UKEUR by SEPA, GBP by Faster Payments
- Latin AmericaMXN by SPEI, BRL by Pix, COP by bank transfer
Available features vary by location and account. Check availability
Everything in one place.
Balances, activity and conversion side by side — for personal and business accounts.
HomeBalancesConvertWithdrawActivity- Rate
- Shown in quote
- Fee
- Itemised
- You receive
- Before you confirm
Digital dollars in. Local currency out.
Pay people and businesses from your digital dollars or currency balance. They receive local currency in their bank account — no crypto wallet needed.
- Six currencies todayUSD, EUR, GBP, MXN, BRL and COP, with 60+ markets coming soon.
- Local currency, local payment methodsReal-time and same-day delivery on supported routes.
- One quoteRate, fees and the amount received, before you confirm.
- No wallet neededRecipients are paid into their bank account.
AvailableReview payment Illustrative
- Paid to
- A. Sample · bank account
- Method
- Local bank payment
- Rate and fees
- In your quote, before you confirm
- Recipient needs
- A bank account, no crypto wallet
After you confirm
- Submitted
- Checked
- Sent
- Paid out
For people whose life spans more than one currency.
Move money between your accounts in different countries, keep savings in digital dollars and withdraw whenever you need it.
- Account details in your nameAdd money by SEPA, Faster Payments, ACH and wire, SPEI, Pix and Colombian bank transfer.
- Digital dollarsHold USDC and USDT beside EUR, GBP and USD balances.
- Convert at a clear quoteRate, fee and amount shown before you confirm.
- Withdraw to your own accountsBank accounts and wallets in your name.
Available features vary by location and account. Check availability
For global businesses and independent professionals.
Collect from customers in the US, Europe and Latin America, hold the proceeds in digital dollars and pay suppliers and contractors worldwide.
- Collect from customersReceiving details for customer payments in USD, EUR, GBP, MXN, BRL and COP.
- Pay suppliers and contractorsLocal-currency payouts from your company balances or digital dollars.
- Treasury in stablecoinsConvert between currencies and supported stablecoins.
Customer collections and supplier payments are set up for each business account after review. Available features vary by location. Business accounts
One account, across five regions.
Each service is provided by a licensed partner for your region, shown before you activate it.
- United StatesUSD by ACH and wire
- Europe and the UKEUR by SEPA, GBP by Faster Payments
- Latin AmericaMXN, BRL and COP
- Asia-PacificSGD, HKD and more, coming soon
- Global payoutsPay people in local currency
Named providers, region by region.
NovaPayx is a product, not a bank. The company responsible for your service is named in your terms.
- Bankbury LtdProvides the NovaPayx services described in its customer terms to eligible customers outside the European Economic Area and the United States whom it has onboarded.
- EU/EEA crypto-asset servicesWhere crypto-asset services are offered in the European Economic Area, they are provided only by a crypto-asset service provider authorised under MiCA, under that provider's own customer terms, which you agree directly with it. The services actually available to you are shown when you apply.
- United States, Latin America and global payoutsLocal receiving details, conversion and payouts in these markets are provided by a regulated partner licensed for them, under its own terms, which are shown before you activate the service.
- Built on AxoraThe technology platform NovaPayx runs on.
Questions, answered.
Is NovaPayx a bank?
No. NovaPayx is a product brand, not a bank. Your fiat account is provided by the provider named in your terms, and the protections that apply depend on that arrangement. Digital assets are not bank deposits.
Can I use NovaPayx in the EU?
Where crypto-asset services are offered to EU/EEA customers, they are provided by our EU-authorised crypto-asset service provider partner under its own terms. Availability for your profile is confirmed when you apply; not every NovaPayx service is available in the EU/EEA.
Can I receive payments from customers?
Yes, through an approved business account, in the currencies and markets enabled for it. Personal accounts are for money in your own name.
Which currencies are supported?
Account details in USD, EUR, GBP, MXN, BRL and COP, with balances in currency or in USDC and USDT. MXN, BRL and COP payments settle in digital dollars. What you can use depends on where you live and is shown when you apply.
What are digital dollars?
Digital dollars are US dollar stablecoins such as USDC and USDT, issued by third parties and designed to track the US dollar. They are not bank deposits, are not covered by deposit insurance, and their value depends on the issuer and its reserves.
Which currencies are coming next?
SGD, HKD, CAD, AUD and more currencies across Asia-Pacific, with payouts to 60+ markets. Coverage is confirmed as each service launches, and no dates are set.
Open your global account.
Choose personal or business, verify once and start with the features available where you live.